An advance-fee scam is a type of fraud where scammers trick victims into paying a fee upfront in exchange for a promised reward, such as a loan, prize, or investment opportunity. However, once the fee is paid, the scammer disappears, and the victim never receives the promised benefit.

How This Scam Happens

Scammers often contact victims through emails, phone calls, or social media, claiming they have won a lottery, inherited money, or qualified for a special deal. They then request an upfront payment for "processing fees" or "taxes" before the reward is released.

Example of a Scam

A victim receives an email claiming they won $1 million but must first pay $500 in "taxes" to claim it. Once paid, the scammer vanishes.

How to Protect Yourself

• Never pay upfront fees for unverified offers.
• Research the company or person before sending money.
• Be cautious of deals that sound too good to be true.